As we are not an institutional lender we offer loans significantly above the rates currently being offered by institutional lenders.
However, with SRS the home is used as collateral and not your personal finances. This means
- usually no credit check
- no loan applications
- reduced downpayment
, Since we bypass traditional lenders, we also save our borrowers large sums of money by eliminating :
- closing costs
- title fees
- loan origination fees
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